How to start trading with the PEA jeunes
OUR ADVICE – Little known, this investment nevertheless offers a performance superior to regulated savings accounts in the long term while reducing your taxes.
Little brother of the equity savings plan (PEA) and not to be confused with the Livret jeunes (which offers a fixed and known interest in advance), the youth PEA allows 18-25 year olds to learn about the workings of the stock market. At a time when they are asking many questions about the future of the pension system, it may be wise to inject, as soon as they come of age, a small dose of actions to make their savings grow. Because, in the long term, and many studies show it, stock markets show better performance than regulated savings accounts.
Launched in 2019 by the Pacte law, this tax envelope is a recent tool that deserves to be known. “Unlike cryptocurrencies, for example, when you buy shares in listed or unlisted companies, you become an actor in their development,” underlines Charles-Henri d’Auvigny, president of the Federation of individual investors and investment clubs (F2iC), at the origin of the creation of this system