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Here is ALL the financial aid available for those over 70

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To live more comfortably or make it easier for people over 70 to stay in their homes, there is a lot of financial assistance available.

In France, it is possible to receive numerous financial aid depending on your situation. Often, they are reserved for the most modest households, people with disabilities, or even seniors. This time, we will focus on all those that are possible for people over 70 years old.

Financial aid in the event of loss of autonomy

As reported in a study byINSEE, published in December 2020, most seniors still live at home. On the other hand, as they age, they may have more health problems, and their environment may be poorly designed for them, which can lead to Autonomy loss. Fortunately, there is support available to enable them to stay at home or live in an establishment.

Under certain conditions, it is possible to receive the personalized autonomy allowance (APA). “The Apa is used to pay (in whole or in part) the expenses necessary to allow you to stay at home. It is paid by the department’s services », explains the Public Service website. To receive it, you must be at least 60 years old, be in a situation of loss of autonomy – measured on the Aggir grid – and reside in France on a stable and regular basis. The maximum monthly amount of APA amounts to €1,914.04 per month, in the event of a very significant loss of autonomy.

Furthermore, it is also possible to receive the disability compensation benefit (PCH), paid by the Departmental Center for Disabled Persons (MDPH). “The PCH includes 5 forms of aid (human, technical, accommodation or transport, specific or exceptional aid, animal)”, explains Public Service. To receive it, you must be in a situation of very significant loss of autonomy, be at least 60 years old and live at home or in an establishment.

Help to supplement your income

Once retired, seniors’ income inevitably declines. For those who receive small pensions, it is sometimes very difficult to get by and live decently. One of the best-known forms of assistance is surely the solidarity allowance for the elderly (ASPA), paid by the National Old Age Insurance Fund. Its amount varies depending on whether they live as a couple or not, and it is paid subject to means testing. For a person who lives alone, the maximum amount of ASPA is €961.08 per month since July 1, 2022.

elderly home help

Photo credit: Shutterstock

If a person is disabled and this prevents them from working and their resources are below a certain ceiling, it is also possible to receive the supplementary disability allowance (Asi).

Aid to make it easier to stay at home

To be able to stay at home as long as possible, elderly people are entitled to certain assistance. After all, it is more pleasant to stay at home, and it prevents them from losing their bearings. It is possible to be entitled to domestic help at home, which is paid to people aged at least 65, who have difficulty carrying out certain household tasks, who do not benefit from APA and who have monthly resources lower than €916.78 for a single person and €1,423.31 for a couple.

There is also assistance for adapting housing to aging, which is paid by ANAH. According to the website of the Ministry of Ecological Transition and Territorial Cohesion, it can go “up to 5,000 euros per accommodation and household to adapt your bathroom in order to gain independence”.

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