10 questions to ask yourself when investing in real estate in 2023
OUR ADVICES – With the rise in interest rates, real estate prices should stabilize or even decrease in 2023. The opportunity to discover new investment opportunities.
Inflation has reached levels not seen since the mid-1980s in France (more than 7% over one year). To counter the inflationary surge, the central banks have decided to raise the cost of money by raising their key rates to levels unprecedented since the 2008 financial crisis (2% in the euro zone, 4% in the United States). Immediate consequence on real estate, its prices have already stabilized. Many professionals even anticipate a drop in the big cities in 2023, mainly due to the cost of credit (we borrowed at 2.2% over 15 years at the end of November 2022, against 0.9% a year earlier).
In this context, real estate remains the safe haven par excellence. Although rent increases are capped until June 2023, it is one of the few investments whose income takes inflation into account. However, you must identify the assets suited to your tax and wealth strategy. Here are our answers to the 10 good questions you need to ask yourself before investing in real estate in 2023.
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Replacing the Cosse (“Louer Affordable”) since March 2022, Loc’Avantages offers a comfortable tax reduction in return for a reduced rent, for unfurnished rentals to tenants whose resources are capped. Significantly increase your…